effitrio
Approval-first AI for finance admin

The finance workspace that watches what your business misses.

Effitrio keeps invoices, expenses, receipts, and follow-ups in one place. Effi spots overdue payments, stale drafts, and missing receipts — then drafts the next step for you to approve. Nothing sends without your sign-off.

Create free workspaceOr try the free e-invoice tool — no account needed →
  • No credit card
  • EU-hosted · GDPR-minded
  • ZUGFeRD-ready · DATEV on Pro

Effi drafts the next step. You approve before send.

  • Freelancers & small businesses
  • Approval-first
  • Recurring invoices & reminders
  • Receipt OCR
  • Germany e-invoice tools

Finance work rarely breaks in one big way

It breaks in dozens of small ways. Effitrio turns those loose ends into one visible queue — so nothing disappears between tabs and deadlines.

How Effitrio works

Effi prepares. You control every outbound action.

  1. Step 1

    Watch

    Monitors invoices, receipts, drafts, and due work in the background.

  2. Step 2

    Detect

    Flags risk, delay, or missing information before it becomes costly.

  3. Step 3

    Draft

    Prepares reminders, follow-ups, and next steps — ready for your review.

  4. Step 4

    Approve

    You review and send with one click. Nothing goes out automatically.

What runs in one workspace

Invoices, expenses, and Effi's Action Center — connected, not duct-taped together.

Invoices & follow-ups

Draft, send, and chase — PDF, email, and ZUGFeRD

Recurring invoices, status tracking, and reminder workflows you approve first.

Action Center

Effi-drafted next steps in one queue

Overdue payments, missing receipts, and stale drafts surface here — you approve before anything sends.

Expenses & OCR

Receipt capture with AI

Drop a photo or PDF — OCR fills the fields.

Clients & projects

Client to invoice in one thread

Save details once, bill against project work.

E-invoice tools

Germany-ready exports

ZUGFeRD generator — free, no account.

Open free tools

Built with German workflows in mind

Not tax filing — e-invoice and export. Effitrio is strong where German freelancers feel pain today: structured e-invoices, Kleinunternehmer checks, and DATEV on Pro.

  • ZUGFeRD PDF e-invoices
  • xRechnung XML on Pro
  • Kleinunternehmer checker
  • GoBD-minded audit log on Pro

Germany E-Rechnung guide (English)

Free public tools

Generate a ZUGFeRD invoice or run compliance checks — no login required.

Free e-invoice generatorAll free tools

Why approval-first beats blind autopilot

Autopilot style

  • Acts in the background
  • Review happens after the action
  • Harder to verify before send

Effitrio

  • Effi watches continuously
  • Drafts the next step clearly
  • You approve before anything leaves

Start with the workflow. Upgrade when the watcher matters.

Try the approval-first workflow on Free. Upgrade to Pro for unlimited records, DATEV export, and the full Effi watcher. Need one invoice now? Use free tools — no account. Billing regularly? Create a free workspace below, then upgrade to Pro for unlimited records, DATEV export, and the full watcher.

Free

Occasional invoicing and trying the workflow

€0/month

Includes 30-day Pro trial — full Pro features, no card

  • 10 invoices, expenses, clients & projects/month
  • 50 AI actions — watcher proposals & receipt scans
  • AI chat assistant
  • PDF templates & Custom logo
  • 10 emails/month
  • Standard PDF & E-invoice
  • CSV export
Start Free — 30-Day Pro Trial

Pro

Full Effi watcher, DATEV export, and higher limits

€14.99
€11.99/month

30 days free, then €11.99/month

✓ Save 20% — Regular price €14.99

Or €180.00 €144.00/year after trial

  • Unlimited invoices, expenses, clients & projects
  • 250 AI actions — watches your workspace, expense OCR, and more
  • Full AI chat assistant
  • Custom invoice numbering
  • Custom PDF templates & Custom logo
  • Bulk receipt upload — AI scans & automatically categorises
  • 100 emails/month with delivery tracking
  • Standard PDF & Advanced E-invoices
  • CSV export
Coming Soon

ZUGFeRD e-invoices · DATEV export · GDPR-native EU architecture. Germany E-Rechnung guide

Common questions

Straight answers about what Effitrio is — and is not. Full FAQ

Is Effitrio accounting software?
No. Effitrio is an AI Assisted finance admin workspace — invoices, expenses, receipts, clients, and projects.
What does Effi actually do?
Effi watches your workspace, surfaces alerts in the Action Center, and drafts next steps like payment reminders. Ask questions in chat anytime. Proposals wait until you approve.
Will anything be sent automatically?
No. Effitrio drafts actions, but nothing sends without your approval. Emails and follow-ups only go out after you review and confirm.
Does it support German e-invoices?
Yes — ZUGFeRD e-invoice as pdf, xrechnung xml on Pro.
When should I choose Pro?
When you bill regularly and want the full Effi watcher, unlimited records, and higher AI limits. Start on Free to try the workflow.
Is my data safe?
Yes. Your database is hosted in the EU Server. AI processing uses Mistral, an EU-based model.

Stop losing money and momentum to finance tasks nobody noticed in time

Let Effi watch for the loose ends. Create a free workspace and see overdue invoices, missing receipts, and stale drafts in one approval queue.

Create free workspaceOr try the free e-invoice tool — no account needed →